**Total spent per year**

We sum your total spend for each month of the year to determine your total spent per year. In this field, we include your total spend so far in the current month to this value.

## Average monthly spend

To calculate your average monthly spend, we sum all complete months and divide by the number of complete months to determine your average monthly spend per year.

โ

โ**For the current year, we do not factor the spend of the current month into this calculation for a more accurate view of average monthly spend for a complete month**. This value will update on the first of the next month to include the previous month's complete spend.